Cheaper Health Care in a Tough Economy

By John | December 5, 2008

Cheaper Health Care in a Tough Economy

Saving money is more important than ever right now. How about saving money on health care? Have you thought about how you are going to save money on health care? I have.

1. Examine the meds you are taking: Do you need all of those medications? Have you been taking them for years? If so, maybe it’s time to go to the Dr. and get a full checkup. Maybe there are one or two meds you can go off of and save the monthly prescription co-pay. DO not, however, stop taking your meds without consulting your doctor.

2. Stick to the meds you do need: Stay on a regular schedule with the meds you do have to take. This will keep you out of the doctor’s office and out of the hospital.

3. Ask your doctor to switch you to generic versions of the meds you have to take. The cost factor makes this one obvious.

4. Eat healthier: You will be healthier if you eat healthier. Eat more fruits and vegetables. Take a multi-vitamin daily.

5. Exercise: Even 20 minutes a day, 3 times a week will help. Don’t go overboard, or you will be spending MORE on medical.

6. Claim denied? Fight it: Most health insurance claim appeals are successful. The insurance company is playing the odds that you will not fight the denial of the claim.

7. Ask your doctor for samples: If your doctor puts you on a medication, ask if they have samples they can give you. If it’s a short-term medication, you may even be able to get by totally on samples.

What are your suggestions on cheaper health care?

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