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By John | June 25, 2008

Free Financial Calculators

Some things are hard to figure out without a calculator. Ever try to figure out mortgage amortization in your head? What about how much money you will need when you retire? Even if you were able to get this calculated out on paper, it would take from now until you retire to figure out how much money you are going to need when you retire.

Don’t reinvent the wheel. There is an easier way. You are not the first one to have the need to calculate these things. Others have come before you. In fact, some of the others that came before you decided to make the job a little easier by creating a calculator for that specific task.

I found a list of 100 financial calculators over on businesscreditcards.com. They include the few listed below:

  1. Checkbook Balancer: Keep your personal budget balanced with this quick and easy calculator.
  2. Home Budget Analysis: Keeping track of where your money goes can be hard as it often goes out as fast as it comes in. Use this budget analysis tool to get a handle on your spending.
  3. Life Expectancy: Get an idea of how much you’ll need to plan for with this life expectancy calculator. Based on your health and lifestyle it will give you an estimate of your life expectancy.
  4. Net Worth: Determine your net value and how it can change with this calculator.
  5. Should my spouse work?: For many couples, especially those with children, the decision for one spouse to stay at home can be a hard one. See if your spouse can afford to stay home or should go to work with this calculator.
  6. Social Security Benefits: Get an estimate of your potential social security benefits with this calculator.
  7. Roth IRA Calculator: See how investing in an Roth IRA compares with taxable investments.
  8. Retirement Planner: Keep your retirement plan on track with this easy-to-use calculator.
  9. Retirement Income: How much will you have to live on when you retire? Use this calculator to figure out what your retirement savings will provide you with.
  10. 457 Savings Calculator: Use this calculator to figure out if a 457 savings plan can help you create a better retirement.
  11. Cost of Living Calculator: Compare the cost of living between different cities in the United States.
  12. Earning Potential: This calculator can help you estimate how much you can expect to earn over the course of your lifetime and what you can do to make the most of that money.
  13. Human Life Calculator: Use this calculator to determine how much life insurance you should be carrying.

You can find the rest at businesscreditcards.com. Keep in mind that if you have a problem, you are probably not the first to have that problem. You can rest assured that someone else has solved that problem before.

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© Copyright 2009, John A. Simpson. All Rights Reserved.

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2 comments | Add One

  1. mara - 06/26/2008 at 7:25 pm

    Great place to get financial loan amortization software TValue

  2. Investigation Case System - 06/26/2008 at 11:25 pm

    Hi John,
    Thanks for the list. I found it to be very useful.

    Nice way to calculate our personal Budget.

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