Comments on: Goals Not Yet Realized

By: Sherryl Monfils

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By: Digest for 06/16/08 | Spending Less 101

Digest for 06/16/08 | Spending Less 101 — Mon, 04 Aug 2008 04:40:23 +0000

[...] Goals Not Yet Realized [...]

By: John

John — Tue, 10 Jun 2008 02:27:16 +0000

Thanks for the comment about the leased vehicle. I purchased one off of a 3-year lease and it lasted for quite a long time. I got rid of it before it’s life was over. 3-years old is the sweet spot for vehicles. They are broken in and, in most cases, are worth more than is owed (assuming a 5-year loan).

By: AL

AL — Mon, 09 Jun 2008 06:38:58 +0000

On buying a used car, try and find a 2 or 3 year leased car that has been turned in to the dealer. The dealer has already made his money on it and the major depreciation has already taken place.

When I going over a two year old car, advertised for a fraction of the blue book value, at a new car dealer, I could not find anything wrong with it. Then I found a copy of the expired lease under the seat and knew how they could sell it so cheap. The car ran great and I had it for 9 years.

By: AL

AL — Mon, 09 Jun 2008 06:26:13 +0000

I have always figured that a condo is the worst of both a house and an apartment. You own the condo, so you pay taxes on the property and must maintain your own inside, but you also have a condo “fee” which includes all the maintenance of the common areas and is adjusted periodically by the “condo association”. This fee can be adjusted up if they want to repave the driveway or say change the color of the outside.

Before buying a condo, talk to someone who owns one in the area and read the condo agreement close.