Make Money Without Working
How much money do you have in the bank? I don’t have much, however, if I were to acquire more, I’d leave it in my Paypal account rather than putting in my checking account. Paypal accounts are Money Market accounts that are currently paying more than 3% interest. Per an article on AssociatedContent.com:
The PayPal Money Market Fund is a special fund developed for PayPal account holders to start earning interest on their unused PayPal account balances. Rather than having unused account balances remain static until you deposit or withdraw, PayPal Money Market Fund gets your money working for you.
Why leave your money in a non-interest bearing checking account? 
You might as well take that money and put it in your mattress (unless you have a waterbed).
Is being able to get to your money preventing you from making this move? Paypal offers a debit Visa debit card, which allows you to make purchase at any place that accepts Visa. You can also do cash advances (withdrawals) at any atm that accepts Visa.
Any more excuses?
8.25
The only downside to keep in mind is that since your account access is controlled by your email and password, so make your password EXTREMELY difficult to guess. Try services like https://www.grc.com/passwords.htm to get very secure passwords.
It’s also harder to get your money back if someone does swipe it. There’s something to be said for being able to walk into a bank branch and get help.
Thanks for the information, Adam.
[...] Erik wrote an interesting post today onHere’s a quick excerptHow much money do you have in the bank? I don’t have much, however, if I were to acquire more, I’d leave it in my Paypal account rather than putting in my checking account. Paypal accounts are Money Market accounts that are currently … [...]
Doesn’t the ATM that you get the money from charge a fee?
Is PayPal FDIC insured? Also, since it is not a bank, who governs or audits them?
Check these guys out. http://www.emigrantdirect.com They are paying 2.75% and they are FDIC insured.